Introduction to Disability Insurance
Disability Insurance
Protects your most valuable asset and your ability to earn an income.
Disability insurance pays cash benefits to the policyholder in the event the insured is unable to work due to sickness or injury. That cash benefit ranges from 50% to 70% of income. The insurance company will not pay more than 70% of income because there must be an incentive to return to work.
Disability Statistics
Disability Statistics
Disability can happen to anyone, it's more common than you think.
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There are over 51 million Americans that are classified as disabled, representing 18 percent of the population.
U.S. Census Bureau, Public Information Office, November 2008Read more ...
Client Services
Defensive Driving
Our Founding
When Avery I. Sinclair, Sr. founded our agency in 1932, he wanted to provide reliable insurance service and protection for his Customers. There have been many changes since then, but our primary goals remain the same.
Our Carriers
