Introduction to Disability Insurance
Disability Insurance
Protects your most valuable asset and your ability to earn an income.
Disability insurance pays cash benefits to the policyholder in the event the insured is unable to work due to sickness or injury. That cash benefit ranges from 50% to 70% of income. The insurance company will not pay more than 70% of income because there must be an incentive to return to work.
Introduction to Medicare
The Medicare Program
Medicare is a health insurance program for:
- People age 65 or older.
- People under age 65 with certain disabilities.
- People with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a kidney transplant)
The Original Medicare Has Two Parts
Client Services
Defensive Driving
Our Founding
When Avery I. Sinclair, Sr. founded our agency in 1932, he wanted to provide reliable insurance service and protection for his Customers. There have been many changes since then, but our primary goals remain the same.
Our Carriers
